This is a fake bank KYC scam. Real banks never ask for your OTP, and won’t block your account over a link.
- Unofficial link, not sbi.co.in
- Asks for your OTP
- Creates panic to rush you
✅ Do this: don’t click or reply. Delete it, and check only in your official bank app.
See it for yourself
Paste a suspicious message. Get a clear answer.
No sign-up, nothing to install — it’s the same clear help you get on WhatsApp, free.
Reading the message…
ScamShield analysis
Grounded in official advice
What to do next
A preview of how ScamShield helps. On WhatsApp you get this for every message, any time — for you and your family.
ScamShield intelligence
Scam intelligence that keeps growing
Every advisory we verify and every scam pattern we confirm makes the next answer sharper — for you and for everyone else asking.
- Scam checks completed
- 471
- People protected
- 2
- Intelligence sources
- 1,355
- Scam types covered
- 17
Evidence-grounded AI
Relevant scam intelligence is retrieved and used to explain what to watch for and what to do next — so you get a reason, not just a verdict.
Continuously updated with trusted advisories and observed scam patterns.
See it yourself
This is what an answer looks like
This looks like an unexpected COD parcel scam. Paying for a parcel you cannot verify usually means paying for something worthless.
- You did not place this order
- Payment is demanded before you can check
- Pressure to decide at the door
✅ Do this: don’t pay. Check the order in the app you supposedly bought from — if it isn’t there, refuse the delivery.
Real scam analysis
This is what a scam looks like — and why.
Real messages Indian families receive every day, explained the way ScamShield would explain them to you.
Why it’s dangerous
- No real police or CBI officer arrests you over a video call.
- Creates extreme fear and forbids you from hanging up or telling anyone.
- Demands an immediate money transfer for 'verification'.
Grounded in official advice
- Cyber Crime 1930There is no such thing as a ‘digital arrest’ — agencies never demand money over a call.
Cut the call. Do not pay. Report on 1930 and cybercrime.gov.in.
Why it’s dangerous
- Real electricity boards don't disconnect via a single urgent SMS at night.
- Pushes you to call an unofficial mobile number in a panic.
- Leads to remote-control apps or a payment to a personal account.
Grounded in official advice
- CERT-InNever call numbers from an SMS; verify only through your official provider app or bill.
Ignore the number. Verify only via your official bill or provider app.
Why it’s dangerous
- 'Earn big money for tiny tasks' is the classic task-scam hook.
- A small early payout builds trust before a large 'deposit' is demanded.
- Uses an unknown short-lived link, not a verified employer.
Grounded in official advice
- Cyber Crime 1930Genuine jobs and prizes never ask you to pay a fee or deposit to earn.
Don't join or deposit. Genuine jobs never ask you to pay to earn.
Why it’s dangerous
- You never enter a UPI PIN to RECEIVE money — only to send it.
- Disguises a 'collect' (debit) request as a refund.
- Impersonates a marketplace to feel familiar.
Grounded in official advice
- NPCIA UPI PIN is only ever needed to SEND money — never to receive a refund.
Decline the request. Never enter your PIN to 'receive' anything.
For the people who raised us
Your parents protected you.Now help protect them.
Our parents grew up trusting a phone call and a familiar voice. Scammers know this. They call pretending to be the bank, the police, or a worried relative — and they move fast, before anyone can think. ScamShield gives your family a calm second opinion, so a scary message becomes a simple question: “Is this real?”
- No app to install — just forward on WhatsApp
- Plain language, in Hindi or English
- Never rushes, never judges
- One shared habit: “check before you trust”
A quiet kind of help
Not everyone has someone to ask.
Many people quietly wonder if a message is genuine, but feel embarrassed to ask a child, a colleague or a friend. That hesitation is exactly what scammers count on. ScamShield never judges and never rushes you. It simply helps — privately, in plain language, any time of day.
-
The call comes
“This is the bank. Your account will be blocked in one hour.”
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The panic rises
Heart racing, no one nearby to ask, a timer ticking.
-
One quiet check
They forward it to ScamShield instead of replying.
-
Calm returns
“It’s a scam. You’re safe. Nothing to do.” Relief.
How ScamShield works
Three simple steps. The safest habit you’ll build this year.
No app, no jargon, no waiting. If you can forward a WhatsApp message, you already know how to use it.
Forward
Send any suspicious message, screenshot, link or payment request to ScamShield on WhatsApp.
Analyse
ScamShield checks it against official advisories and real scam patterns — in seconds.
Stay safe
Get a clear risk score, a plain-language explanation, and exactly what to do next.
Simple, honest pricing
Free to stay safe. Plus for real peace of mind.
Everyday scam protection is free — and always will be. Plus is for people who want to stay a step ahead: early warnings, a weekly safety digest, and a record they can trust.
Complete peace of mind from just ₹15/month.
Everyday protection that never expires.
- 20 AI scam checks every month
- Check any WhatsApp message, SMS or link
- A clear risk score + what to do next
- Answers in Hindi & English
- Backed by trusted official sources
30 days of complete peace of mind.
- Everything in Free, with higher limits
- 100 AI scam checks
- Weekly Safety Digest + early scam warnings
- Prevention checklists + saved scam history
- Priority analysis
- No auto-renewal
Always a step ahead — every single day.
- Everything in Plus
- 100 AI scam checks every month
- Weekly Safety Digest + trending scam alerts
- Prevention checklists + saved history
- Best value · cancel anytime
No hidden charges Cancel anytime Secure payments by Razorpay
Why you can trust ScamShield
Real intelligence, not generic AI guesses.
ScamShield turns authoritative guidance and real reported scams into a calm, plain-language answer — grounded, private, and built for India.
Official guidance
Grounded in RBI, NPCI, CERT-In and government advisories — real authority, not opinions.
AI + real-world intelligence
AI supported by real-world scam intelligence observed and verified by ScamShield — not generic, made-up AI answers.
Privacy first
We only analyse what you choose to send. ScamShield never reads your private chats.
Built for India
UPI, Hindi, English, WhatsApp and the scams Indian families actually face.
The path every message takes
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Official advisories
RBI, NPCI & CERT-In guidance on the latest fraud.
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Knowledge engine
Advisories + real reported scams, kept current.
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AI analysis
Your message is matched against known patterns.
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Plain-language guidance
A clear risk score, why, and what to do.
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You
A calm, confident decision — before you act.
Who ScamShield helps
Built for everyone a scammer might target — especially the people you love.
Hover or tap a card to see a real moment ScamShield helps with.
Parents & seniors
A calm second opinion before trusting a call from the “bank”, “police” or a “relative”.
A “bank officer” calls about a blocked account. Instead of panicking, they forward the SMS — and get a clear “this is a scam” in seconds.
Start on WhatsAppStudents
Check a fake internship, scholarship or prize without feeling embarrassed to ask.
A “paid internship” asks for a registration fee. One quick check reveals the classic advance-fee trap — before any money moves.
Start on WhatsAppWorking professionals
Busy? Get a one-line “Is this genuine?” answer between meetings.
A “CEO” messages asking for an urgent gift-card purchase. A two-second check flags the impersonation before you reply.
Start on WhatsAppSmall businesses
Verify payment requests, vendor messages and QR codes before money moves.
A “customer” sends a UPI collect request framed as a payment. ScamShield spots the debit-disguised-as-credit trick instantly.
Start on WhatsAppFamilies
One shared habit — “check before you trust” — that protects everyone in the group chat.
The family group forwards anything suspicious to ScamShield first. One habit, and the whole family gets harder to scam.
Start on WhatsAppTier 2 & Tier 3 India
Simple, jargon-free help in your language — no cyber expertise needed.
No English, no jargon, no app to install — just forward a message on WhatsApp and get plain-language help in Hindi or English.
Start on WhatsAppLive scam alerts
Know what’s going around right now.
Latest
Unexpected COD parcel scam
Fake bank KYC ‘account blocked’ message
‘Digital arrest’ police/CBI video call
Electricity disconnection at night
Trending
Task / like-and-earn job scam
UPI refund / ‘collect’ request trap
Courier customs ‘pay to release’
Most reported
OTP sharing under pressure
Fake instant-loan app links
Lottery / KBC prize message
Check anything suspicious
Whatever channel a scam arrives on, ScamShield can help you check it.
Forward messages and screenshots directly in chat.
SMS
Paste any suspicious text message to check it.
Verify phishing and fake-invoice emails.
Links
Check risky URLs before you tap.
Screenshots
Send a screenshot — we read the text for you.
UPI requests
Spot fake collect requests and refund traps.
QR codes
SoonScan-and-pay safety checks.
Voice calls
SoonGuidance for suspicious calls.
Built to be trusted, not just clever
The things that matter most when your money and your family are on the line.
Grounded in official advisories + real-world scam intelligence
Private by design — we only ever see what you send
Free to start, right inside WhatsApp
Understands Hindi & English
In their words
Real peace of mind, in real moments.
“My father almost paid a ‘customs’ fee for a parcel he never ordered. We forwarded it to ScamShield and it stopped him in time.”
“I get 4–5 suspicious messages a week. Now I just check instead of guessing. It’s become a habit for our whole family.”
“I was too shy to ask anyone if a ‘work from home’ offer was real. ScamShield explained why it was fake — no judgement.”
Questions, answered
Pricing, privacy and plans — everything you might wonder before you start.
Yes. You can check suspicious messages on WhatsApp for free, with a limited number of checks each month. There is nothing to install and no card required to start.
Plus is the paid tier. It adds 100 AI scam checks, premium scam intelligence and priority analysis on top of everything in Free. It comes in two forms: a one-time 30-day plan (Plus) or a monthly subscription (Plus Monthly).
Both include 100 AI scam checks and every Plus benefit. Plus is a one-time payment of ₹29 for 30 days of access, with no auto-renewal — it simply ends after 30 days. Plus Monthly is ₹15 per month, renews automatically with a fresh 100 checks each month, and can be cancelled anytime.
Yes. You can cancel Plus Monthly at any time — send CANCEL on WhatsApp or use your account. You keep Plus until the end of the period you’ve already paid for, then return to Free automatically. Your free protection never goes away.
Plus Monthly renews once a month at ₹15 through Razorpay. We remind you before each renewal, you can cancel anytime, and if a renewal payment fails you keep access during a short grace period while it retries.
Yes. All payments are processed by Razorpay, a regulated Indian payment gateway. ScamShield never sees or stores your card details or UPI PIN.
No. ScamShield only sees the specific message you choose to forward to it. It has no access to your other conversations or contacts.
We’re privacy-first. A forwarded message is used to analyse it and improve detection, with personal details minimised and protected. We don’t sell your data. See the Security & privacy page for details.
Banking and KYC fraud, UPI and payment traps, ‘digital arrest’ impersonation, job and task scams, courier and lottery scams, phishing links, fake apps and more — the frauds Indian families face every day.
Yes. ScamShield understands Hindi and English, including Hinglish (Hindi written in Roman script), with more Indian languages on the way.
Yes — they’re exactly who we built it for. If they can forward a WhatsApp message, they can use ScamShield. Nothing to install, no jargon, and answers in plain language.
Usually within seconds. You forward a message and get a clear risk score, why it’s risky, and what to do next — right there in the chat.
Small businesses already use it to verify payment requests, vendor messages and QR codes before money moves. For deeper or higher-volume needs, a developer API is on the way — see the Developers page or get in touch.
From the ScamShield blog
Understand the scams targeting Indian families.
🇮🇳 Made in India, for Indian families
Built around how India actually gets scammed.
UPI collect traps, KYC-block SMS, ‘digital arrest’ calls, courier and electricity scams — ScamShield is designed for the frauds Indian families face every day, grounded in RBI, NPCI and CERT-In guidance and real-world scam intelligence.
Protecting the people who protected us.
Built around UPI & WhatsApp
Understands Hindi & English
Official advisories + observed scams
Metros, Tier-2 & Tier-3 India
The safest habit you’ll ever build.
Before you act, ask ScamShield.
Start protecting your family today
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